I called my Magistrate a few days ago and found out I can still evict since I have no federally backed mortgage and do not receive any government subsidies.

The tech space could really boom in that period of time, regulations and governments will change and the trend could be changed by then.

Interesting news - a federal judge determined that the eviction moratorium is unconstitutional, and started that "The federal government has not claimed such a power at any point during our Nation's history until last year".No injunction was issued at this point, but he expected the CDC "to respect his ruling and withdraw the moratorium".Check it out here : https://amp.cnn.com/cnn/2021/02/25/politics/judge-evictions-moratorium-unconstitutional/index.html

@Ben Magee I know in Des Moines, the City government is in the early phases of how to update the zoning code to allow ADUs.

Antarctica is a close second but you will have to form your own government there.  

Unfortunately, that is very doubtful as the case did not address the ability of states(many have bans in place) or municipalities to place bans but only the federal government 

Whatever you decide if you are going to be a LL pay attention to all the steps in the process; the government is not your friend especially in California!

One very big difference is that Air BnB requires a government ID with picture to book, VRBO did not. 

Either way, both required owner occupation unless you are doing an 'investment' conventional mortgage where you are back to 20% down.Generally, your credit score and some of your financial situation will govern whether you qualify for the conventional. 

Interest rates were lowest in Dec and seem to be ticking up with the government’s plans to print money so with a cash out refi you may find yourself being offered a rate that is MORE expensive than your current mortgage rate.