Everyone always wishes they could have bought last year, or 5 years, or 30 years ago.

Every time I hear people complain about getting an very large "assessment" from the HOA, it is because they bought a unit with a poorly managed and underfunded HOA. 

Hi all,I bought my first home 2 years ago for a great deal and so my current LTV is roughly 74% on this home, valued at 225K.

I was going to chalk it up to "whatever" because i'm tired of dealing w/ crap and this is almost over... but now i see the deposit could potentially be owed by me since i bought the tenant. basically.. there is not a lease agreement.

So, since you bought for $210k, you have $214k of your benefit left.  

One is my current residence and one is a rental I bought.

@Alex Franks sure, the one I just bought is a good example.

I had some friends that bought a house back home and rented it to family before they EAS'd.

Hello everybody,I recently bought my first rental property in the Bay area (around 9 months ago), so all my savings was a downpayment on this property.

This is  a deal will be bought in foreclosure fixed up and then rented for 3-5 years  before we sell.Can you please be a critic of my logic in buying all cash in a market where a refinance does not make sense. $2,500.00 MONTHLY INCOME$1,739.50 MONTHLY EXPENSES$760.50 MONTHLY CASH FLOW2.41% PRO FORMA CAP RATE$9,126.00  NOI$295,800.00 TOTAL CASH NEEDED3.09% CASH ON CASH ROI4.56% PURCHASE CAP RATEAfter Repair Value $379,000.00I will Sell the Property in year 3-5 years with a $92k-$139k in profit.