Typically commercial lenders require personal guarantees or for you to act as co-borrowers along with the LLC.  

And are there any mortgage bankers or brokers that have an excel underwriting model they use when underwriting the eligibility of a borrower for a potential acquisition?

I buy  hold for some period of time rehab and resell.these wholesaling threads are aimed at those who wish to work like a realtor and get compensated what amounts to a commission without being licensed.. and as we know sometimes wholesalers make what can be determined an unconscionable profit at the expense of a non educated or minority seller.. the same way Sub prime ruined real estate and the uneducated and Minority borrower were the lynch pin to much of it .As a broker you simply have to disclose your an agent buying as a principal..

An investor giving a borrower (in pre-foreclosure) advice and strategies to sell his/her house .... and then splitting the profits with them (making a contract between investor and seller)? 

@Ian Walsh  We had a conversation the other day and you told me on a sub 50k loan your minimum fee was 5k  same with me.. we not quite that high but I get it.. its the same thing in the lending industry when people want to borrow 30k and pay 2 points and think you should do this transaction for a whopping 600 dollars.. not knowing that when they do get a loan and they look at all the junk fee's lenders put in there it might only be 2 points but guaranteed its junked up to equal  3 to 5k to actually close the loan. .but the realtor should do all this work for 500.00 these transactions should simply be double ended or leave it to he wholesalers to work on.

You would need a downpayment, but I suspect your husband probably has a TSP account that you could borrow from.  

There's a reason these people can't get their act together and borrow from a bank.If you work with someone that knows what they are doing and structures it correctly, you can make some good money off this type of transaction but you still carry risk.

that would give you 18 months to fix one up and then sell or refinance. then use the proceeds to fix up the other twoalso consider borrowing from friends or family, and offer the property as collateral

Also asking too much won't help as the new buyer can't borrow more than the house will appraise at.

That said...my long-term goal is to make enough money on a monthly basis to replace my 9-to-5 W2 income I am open to any ideas that may be creative in getting this deal done whether be taking on a partner who has the down payment or maybe borrowing the money from a bank.