Search through the forums here for more detailed info. 

In regards to the 4% vacancy, I wasn't sure how much to realistically save up each month and I had just entered in that number.

I agree, wait and save money.

thanks very much for the info @Eric Fernwood

I've gone to the ADA County Assessor website where I'm able to find the property owner's name, but not much other info.

Hey bigger pockets family quick question which fico do dscr lenders use thanks in advance guys for the info 

Not that I expect to get there, but just want to make sure I'm never getting in a scenario where I lose my car, my primary home, or my savings to dig myself out of a hole. 

.: I serve steak.Haha, steak definitely comes from the same place that what you serve comes from.Here’s my point, you claim that you can save people $650,000 buying a property and there are hundreds of thousands of vacant properties out there to do this with.

Yes, you likely give up 10% plus half of the first month's rent, but in the long run, it saves time, money, and MOST headaches.Good Luck!

Sit tight and save more liquid and wait for the prices to drop?