However, the first is handwritten (which deal machine should now do as well, its printed but in handwriting) and then he follows up with printed and then the last one is also handwritten.I'm new to the game and learning, but he's already had a few deals through his routine.

If the only income is retirement or disability, neither of those are garnishable, so the judgments are not a risk.

@Jazlynn GibbsJust go about your normal routine for RE investing and it really shouldn't matter if you think that is going to happen in 2020.

Some people think this should not be called "investing", but rather "speculating", but others seem to be quite successful at it.On the other hand, there are parts of the country (midwest, rustbelt) where people routinely hit the 2% rule and therefore tend to cash-flow quite well.  

It has become a "no brainer" to use this document because it contains most high-use cases that tenants and landlords routinely face.

He also has 3 on call maintenance guys that do routine maintenance and remodel work for him.

Don't beat yourself up because you can't keep a routine with a baby.

Refi the original VA loan to something other than a VA and then apply for a VA loan as if it's your first.A side note if you have a VA disability rating of 10% or greater you can have the funding fee waved.

You mentioned this tenant is on a fixed income, are they a senior citizen, retired or on disabled.

I currently have a renter on disability so her income has not changed yet she is my only renter to not pay anything for five months straight.You are absolutely right.