Hi SabrinaIt starts with your financial wealth building goals, and then what role you want to play in the investing process.   

Just sharing thoughts...and continuing to pivot and invest in what meets my criteria and have a large investment in process (in PHX).

If the value never grow again, then pivot, but it seems highly unlikely.

Last week, PayPal announced a partnership with the left-wing Southern Poverty Law Center to “investigate” the role of “white supremacists” and propagators of “anti-government” rhetoric, subjective labels that potentially could impact a large number of groups or people using their service.

The one thing I have learned is that you should outline in your Operating Agreement the specific roles of each partner. 

Many years ago StubHub pivoted to showing the final price upfront and it resulted in lower prices.

And there is no way for you to understand what affects the market like CDOs, international politics, govt. regulation changes, misleading CPI and Unemployment reports, fluctuating interest rates, velocity of money, a fed pivot, disinflation, tax law changes and so on.  

I have closed deals with wholesalers and do have respect for their roles in this world but its a really really hard way to go about making a living/quick cash as a newbie. 

To answer your question for #1, Amazon could act as lender/servicer and they would perform better than banks as they have the tools ready.So lets Amazon/Apple/Microsoft/Google/Chevron fix  the damage that they created at first place LOL We need to disturb this system from its core, James.Having corporations take on the role of housing is a recipe for disaster.

When I looked into buying a SFR in Phoenix/Scottsdale to rent to longterm tenants the returns were absolutely terrible, I pivoted and bought a short term rental instead because the numbers were way better.