Side note I am planning on investing in Texas or NC but I don't live there currently.Thanks in advance

I live here now and I'm looking to find a home to house hack for my first place.

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In the meantime I have a family living in damp conditions fearful of what the next storm will bring.

I am a newbie to the real estate investment game and live in North Dallas.

As far as your specific question goes, I don't think the banks will count the rental income on the house in FL towards your income requirements for the new mortgage because you are still living in it, but that's a question you'll need to ask your lender to be sure on.

My knowledge is outdated since I no longer live in NJ

It might help that you live right above in same building.

If you're seeking a reliable income stream, consider checking out Cleveland OH.

Someone lived here 2 weeks prior to me clearing it out.