My wife and i were looking last night at a few apartment complexes for sale locally, and she actually seems interested (let's be honest though, we probably wouldn't qualify for financing) however the door to other venues is open and I actually believe we might be upgrading from this one house to multifamily buildings within a few years.

It's in a great location - walking distance to grocery store, great bars/restaurants, concert venue and a light rail station that can take someone into Denver, etc

I thought of out of state investing, but I have a legitimate trust problem with property managers.

First, the bank has a federal requirement to provide a payoff demand within 7 days of the request (The requester has to have a legitimate basis for their request such as borrower authorization to do so), absent very specific exceptions to that timeline, and where the state timeline is less restrictive (More than 7 days).

Specifically, I’m trying to figure out how to create a legitimate business that shows income for the purpose of gaining future lending.

That's why the golden rule is Trust but Verify.When I am evaluating potential deals I will add those missing numbers in then present my offer to the broker explaining how I saw these were missing and added them into the expenses as they are legitimate cost. 

I have since updated the spreadsheet and will be uploading it once I can get legitimate expense numbers from each respective company!

I was hoping to hear if anyone figured out if there is a legitimate alternative to this.

The MLS is just a venue to get your listing in front of buyers, no different than signs, internet websites, flyers, post-cards, phone calls, etc.The only difference between the MLS and those other methods is that you're likely to get your property in front of *more* buyers by using the MLS...And I don't think anyone here has ever suggested using the MLS and not using those other methods.

Don't make everyone else suffer because you were too retarded to pass in school and you can't get a legitimate job.