If you are heavy into non-performing that portfolio management % will go up.

We avoid asbestos siding on property as even if it's covered in vinyl, you're one wind storm or tree limb from a major expense.   

Your best move would be to extend your list of needs to as may commercial brokers as possible in the market you are pursuing, tell them why you are a good buyer and let the deals come to you.Furthermore the "everywhere is expensive" and the "deals don't make sense" is something you will find in the bay area as it is a heavy appreciation market.

Also even if a tenant knew about the program (most don't) and was able to sneak it by you (which it would take a lot of chutzpah to try) they would be in violation of the lease and could risk eviction and would almost certainly lose the portion of their security deposit required to cover the utilities.

I will likely be adding umbrella coverage sometime in the near future assuming I can find something at a reasonable rate that will cover all of my activities.

W a Condo Im only responsible for the inner walls anything outside the HOa covers it.

When it was noted that the rent on the new property would cover the new mortgage payment, I received my pre approval.Best of luck.

Code Section 40-10-74 says: If the mortgage or other instrument creating a lien under which a party seeks to redeem is duly recorded at the time of said tax sale, the said party shall, in addition to the time in this title specified, have the right to redeem said real estate sold, or any portion thereof covered by his mortgage or lien, at any time within one year from the date of written notice from the purchaser of his purchase of said lands at tax sale, served upon such party, and notice served upon either the original mortgagees or lienholders or their transferee of record, or their heirs, personal representatives or assigns shall be sufficient notice.

However, after reviewing the P&Ls for 2016-2018, it seems that this property doesn’t even cover the debt!

Only if you have enough savings to cover both mortgages if the market turns bad and you lose your job and can't get a tenant for the rental.