Upon internal review two of their employees agreed with my findings and indicated that they would reach out to Jay to fix the situation.

I wish I had started hen i was as young as you.To fix the picture problem, Just turn your monitor on it side. 

Our savings rate is high but we haven't bought a permanent residence yet.. 1. because our rent is so cheap 2. because we are weighing the options of purchasing a multi-family apartment or something similar 3. because we are a little bit scared of the process.Should we start by purchasing ourselves a home, live in it, fix it up and put it on the rental market or go ahead and start looking for a multi-family unit to purchase with the possibility of living in one of the units & using an FHA 203k loan? 

Small fix ups are ok (paint, carpet, counter replacement etc.), but larger ones are probably not something I want to really get into at the moment (full kitchen remodels, full plumbing or electrical replacements, etc.).

I am currently a real estate agent with Keller Williams and I am looking to start in a new direction: fix and flips.

@Kendra WilsonWhen you are evaluating a property you should be trying to determine the fair market value instead of the assessed value, in other words, what would a retail buyer pay for it if it was all fixed up and in great condition.  

Some people who invest there do well, but we always have stayed away.The rents and expenses seem to be reasonable, but again it would really make me wonder about that price when Phoenix multi family is over 100k per unit these days for units that aren't fixed up. 

Also, looking for a good insurance agent or company to work with on fix n flips Denver metro. 

So a 100 unit apartment will be $25-30k to ensure you have money to fix big ticket items such as roof, HVAC, etc.And I'm not talking about the capex to fix deferred maintenance or to upgrade your property to match the surrounding comps.

Or fix and flip?