If she is getting a divorce, she will not know for sure until the ink is dried on the divorce papers.I have always used two rules of thumb:1) Avoid being more than 25 percent of the NET income.2) Make sure the tenant/borrower has the ability to enjoy life and still pay the rent/mortgage without sweating bullets.

You can drive and find them, you can go into public records and search street by street, or probably some other somewhat labor intensive things.I'd guess you can just buy a list from a list provider as well.Going back to the real estate agent stuff they might have the ability to pull that information from the MLS systems public records data.

Your ability to speak, write, express ideas, formulate a process and apply logic comes from formal educational studies which will show through to others.

In my opinion I think there is a niche that most investors are missing in so cal and that's the 500k-1m market there are a ton of out dated properties and most owner occ buyers I work with in this range want them already updated, willing to pay more and have the ability to pay over appraised value too.

They have given you notice and they are even trying to find you a replacement to the best of their ability.

Like a number of other businesses there is a real estate element.

The tenant is a sweet elderly lady with multiple health issues, limited mobility, and no income or ability to work; this would be devastating for her.

@Robert Dodd Buying on CD doesn't change your ability to claim depreciation. 

I have done this many times (too often in fact)  telling the lender that they may become liable in taking unnecessary actions that amount to punitive dealing destroying a borrower's credit, ability to borrow, loss of equities and displacing them when there is means to indemnify the lender from any financial loss.

That is, the ability to foreclose if you don't make the payments.