I need some help in assessing if this quote is fair for the items listed in the pic.

I appreciate the help!

Let me know how I can help!

Your agent's broker may or may not be aware of the situation, but they can take actions to help rectify it.

Working with a mortgage broker or a lender that specializes in DSCR loans will get you more favorable terms as they have investors on the back end after the loan closes buying these loans which helps the lender replenish cash for more loans. 

They have considered changing these rules to help lower insurance costs HOWEVER, they would grandfather existing owners - at least 50% use as short term rentals so changing these rules wouldn't fly otherwise.  

I have helped a few get past 250 sfr's  so proud of that.

This was super helpful.

I’d think one would be tempted to reinvest the $100k cash to help offset the “lost” rental income from that unit’s new mortgage.

I worked with was very helpful.