For them, it is how long they think it will take based on their guy's history, difficulty, their experience, materials, etc.  

I use a loan document company to adhere to the Trid regulations.  

With no agreement in writing, or record history, the marital property act would likely dictate the asset value at the time of legal separation be divided 50/50 (the debt as well) regardless of the amount he had contributed.

I have documented our experiences in the investor deal Diaries forum under the name project BP.

He is a veteran.They have good albeit short rental history.

You really need to know the history of real estate a bit, and understand how HUD uses the term flipping.

If not perhaps you can submit more documentation such as W-2s and for tax returns.

Wondering how go about getting the correct documents/money if you're not sure what the winning bid would be.  

I'm having a hard time finding financial history on this property.

Documenting visits to the units in order to deduct mileage.