My question -who do I present this to? 

I plan on doing this a few more times in different neighborhoods and building a targeted list to send letters to.  

But if the deal looks good at a glance using these two numbers, then I move forward and look at actual comps in the MLS to get a clearer picture.Anyway - I assume the "Value" field you're referring to is something similar, and I suggest you try to use it to your advantage by figuring out how accurate it is and how much variability it typically has.Hope that helps!

Objective is to is to increase cash flow.

Tax me for what I have, or spend, but not what to I earn.

Usually an option, land contract, contract for deed or a lease over three years all violate the due on sale clause.Yes, those methods violate the Due on Sale clause but they aren't as obvious to the bank as Subject To is, which is what the OP was concerned about.

I've spent the last couple hours looking through old threads and it seems like this is a heavily debated topic that I wasn't able to determine an answer to. 

So by saving 3% and going against the plan they saved around $20,000 on listing their home but the real loss was actually the potential $30,000 upside because they were in-experienced and agreed to sell their home for less than it was worth.What it really comes down to is opportunity costs.

A team so that I don't have to do BS like put my listings into the MLS myself and take photos myself etc, and KW because of the amazing training my market center offers. eXp sounds cool but for me I really need an office to go to, I need the energy of other people and the lack of distractions I have at home.

Quick question:How do you “gently encourage/remind” a contractor to send a bid when they said they were going to?