It really depends on your market and the owner's needs if sub to is even possible.

The down payment to acquire this sub to is $25,000. so you give them $25k, you take over a $70k mortgage and they are going to pay $165k in a few years - if you will not do this deal send it to me I will do it. 

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I bought it subject to. I

But it is my understanding from these companies that a landlord policy does not cover STR or any renters under 30/60/120 days depending on who you talk to. I

Also, I have never used bank loans for building in the past and want the new setup to be both good from a liability point of view and something a bank will lend to.  I

This is Spot on, It was actually Kavi that I was referring to. I

Currently living in Los Angeles but I visited San Antonio for the first time in many years, and it definitely seems much more lively and developing than many other places I’ve been to. I

It probably be best as a friends-and-family type loan, but I don’t have anyone around me that is an appropriate lender.If I have to, I can put the funds in myself, but its inconvenient, and would come from investments that would need to be sold, taxed, etc.

I truly appreciate it.I want to reword my thoughts:I now know I can't just raise millions of dollars because I want to. I