yep u can propose a contingency/rider that allows u to exit before lease terminates if your business fails during the lease term however it reduces chances of the PM/owner taking it seriously as they would then have to monitor ur monthly revenues (something many commercial owners do anyway in order to assess royalties due) or proof of lack thereof

You can occasionally convince seller's agent to reduce.

The drywall was true 1970's 1/2inch thick & the paneling varied from a solid 3/16-1/4 plywood.Under all this we also discovered the occasional complete wall of 1' tongue-in-groove pine plank which was once an outside wall.To expedite the work, reduce the mess & costs I would simply lay drywall over the top of the paneling.

  $20k down on a nice house and $2700 a month with taxes is no problem, we currently rent for $2400 and this move would be reducing commuter costs by about $300 a month. 

Don't you have to be current on payments to qualify for a reduced sales amount to what is owed?

That should reduce the premium a bit.

Her note would be reduced yet continue on those properties.I suggest you find an attorney and introduce them as your center of influence if you can, but at least to have expert input as to her security and releasing properties, older people can be skeptical and need to hear what you propose is not some scheme....if that's an issue.

I have even reduced my profit margins to very very low levels just to keep the deals flowing and I get outbid.

Profit is derived from sold price minus expenses, so if the development costs inflate and or the sold price reduced, you eat into profits and that is not affected by the LTV.

I'm assuming that means if you made $10k in the year and $6k worth of expenses...you would then be looking at just paying taxes on the $4k, thereby reducing your tax burden by the $6k of expenses.