write your own offer to save 3% commission

[Ryan J.]

We live in WA State and have bought 6 homes using buyers agents.  Unfortunately the agents do not add much value - we have found all of the homes ourselves and attend all of the open houses ourselves.  Everything is available online (market analysis, comps, etc) and in most cases we are more familiar with our target market than the agent! 

Since the agents aren't adding value, we have started to write our own offers.  We are not licensed realtors but understand the standard contracts.   And after purchasing 6 homes we are familiar with the intricacies and mechanics of the offer.  The sellers agents have even been impressed sometimes mistaking us for real estate agents. 

My question is since we are writing our own offers will we pocket the 3% typically paid to the buyers agent? I would assume the 3% would appear as credit on the HUD statement during close.