If the risks (both the subject to/due on sale issue AND the title insurance issue) can be negated entirely with alternative financing, it just seems penny wise pound foolish not to explore that option instead of the subject to/no title insurance, which COULD (not will for certain, but we do agree it could) end up a big mess.

Tax Liens was a negative interest game and lots of waiting for the limitations to run out.

Protect the rest of the interior by isolating the area and using a negative air blower to suck out the spores.

@Rachel Pivonka You may want to mention that her credit, along with the co-signer could be negatively affected if she decides to break her lease if you're not able to reach an amicable agreement. 

That flexibility can be nice, but the lender can also alter (or even negate) the amount of the HELOC at any time based on market conditions, which means in a market correction, you may find your borrowing power suddenly cut down overnight.The 10% is an interest-only second mortgage with a rate around 6%.

This means negative cashflow once you account for maintenance and CapEx.As @Clay Smith suggested, how you plan to finance the property will significantly change your options so sharing that would help with further feedback.

You will still be CF negative every month.

@Alan PedersonThe worst of your situation is that based on your mortgage payments and rents all your properties have zero to negative cash flow long term.

In Auckland, NZ, the rental income doesn't even come close to covering the mortgage, so all properties are essentially cash flow negative, and some quite heavily so.

Theoretically, market is an infinite scale from negative ("I'll pay you $X to live here") to positive ("The rent is One Billion Dollars" in Dr.