It's now worth around $200,000 and I am trying to figure out if I should cash out refinance and end up with about $63,000 (leaving 70% LTV) cash to use for another rental down payment, or if I should just ride out the remaining 20 years of this mortgage with a small balance (only $62,750 left).

We furnished the space and left it as a furnished rental to get above market for our rental rate.

I'm paying my investor (my dad) back 100% plus interest with a bit left over to put towards a new primary in Austin or possibly Round Rock close by. 

Today I had closed on a duplex, signed all the necessary papers and after I had left I realized that I had not received the rent checks or the security deposit from the seller.

I was in a similar situation and left my W2 job for full time real estate so my paper income plummeted making any DTI calculation comical. 

Currently I have around 550K in mortgage left. 

The bottom unit had always paid rent on time and never made as much as a peep until the girlfriend downstairs was so emotionally destroyed about the suicide she left the property.

I have decided over the last year that I no longer want to dedicate whats left of my life to someone else and I'd like to take advantage of the experience I have in construction to help myself out.

I have decided over the last year that I no longer want to dedicate whats left of my life to someone else and I'd like to take advantage of the experience I have in construction to help myself out.

And I was left with bad credit and very little money.At first, I tried to avoid phone calls from customers who had purchased water systems from the company because I was embarrassed.