Human nature is tricky because you've got this optimistic guy that says 'I'll pay it off early!'

You have taken the initial step, mapped out a plan and now need to take action.We look forward to your interactions and I am sure you will find the help needed to succeed.Good luck on your REI journey!

The best way would be to get active, ask questions, answer any questions you can, and let those relationships with people here develop naturally. 

I look forward to learning and interacting in this great environment.

By their  nature that shows asset disposal under the 10 year mark generally from acquisition. 

I know with flood insurance they give it a % of likelihood that the natural disaster will occur.

Ok, now that you have taken your initial step, below are some quick links to get engaged. http://www.biggerpockets.com/starthere http://www.biggerpockets.com/ubg http://www.biggerpockets.com/meet Setting up Keyword Alerts How to Use @Mentions on BiggerPockets 25 Tips for Real Estate SuccessREI can be very daunting, but, before you go searching for that 1st buy, please take a few minutes to bone up on the tips in link below.http://www.realestate.com/advice/buying-your-first-investment-property/ However, this site thrives on interactions and as such we encourage two way exchanges and look forward to educational and thought provoking ideas relevant to REI.

None of the changes are electrical in nature but some are plumbing but I don't think a plumber should be required since its just small leaking faucet type stuff.3) has anyone ever counter back like that and did it scare the buyers off?  

I was right on it in Palo Alto)So for natural disasters its safer than most.. but for violent weather that kills many IE Tornados Hurricanes lighting  Zero chance.. other than the afore mentioned Columbus day storm of 1962 which brought 100 plus mile an hour winds to metro PDX and NW Oregon. it was a once in 500 years storms.

I look forward to future interactions with you all!