I'm considering creating another document that is completed individually to collect this data.

@Andrew Y.It depends on your loan whether you are creating a portfolio loan for both  properties or two individual loans.Check other banks for better rates.  5 years is typical in my area and amortization is either 20 or 25 years.Check with the bank if you can roll it back into a new 5 year loan.  

A GC, or individual subs?

What makes a self-directed IRA custodian different is that they are not purely connected to the public exchanges and limited to investing in stocks, bonds and funds, but rather have the staff training and paperwork to document the IRA's investment in the more individualized transactions that occur when investing in real estate, notes and other non-traditional assets.

I lease the rooms individually to veterans.

If you're looking for a house hack I would wait patiently for the right 2-4 unit that works well for you and your own individual needs or I would buy an older SFH with an accessory dwelling unit (or the opportunity to add your own or convert an unused structure on the property).

Cap rate is a function of market risk and rarely will change on individual properties. 

I think insight into your question might be found with your choice of the word "reward".

What I want to know is what banks have individuals had the best experience with down in south florida.

My choices are to have the tank abandoned in place and hope that this does not negatively affect resale.