At Movement Mortgage, we are in the 6s for a house hack like this since we are a direct lender and mortgage broker.

Hope all is well, I am looking to Take a Job in a different City And Looking At Housing an Came Across a Home that is for sale.

Second question... if we can put in LLC, the house is currently titled in both my husband and my names but we were thinking of having him sign it over to me and having the LLC in my name only.  

@Tomcy Varghese Just chiming in becuause although I'm not an agent in Texas we build duplexes and tiny houses in Indy and the midwest (often on vacant land) and would love to connect with others doing anything similar. 

I got a quote for $3100 per year for a 2400 sq ft 1980 built house which seems very high.

It just costs more.We've almost completely switched back to gloss oil paint for the kind of extensive foursquare trim in the houses we prefer.

I am currently house-hacking an upper/lower duplex and recently had a tenant turnover.

Hi BP CommunityI am moving and would like to keep my current house and convert it to a rental; however, I need to pull some equity out of the house for the down payment on my new house.

But I'm now considering selling that Merced rental and using the equity to buy a San Diego house that I would use as a 2nd home/vacation home & rental.I would rent out a portion of the house & save a space for myself when I visit.  

You can run an ozone machine for a bit while no one (including pets, but assuming they have none) are in the house.