I moved to the bay area about 3 years ago to begin my career in the investment side of the "hot" P2P FinTech industry after I decided I didn't want to take my father's money to pursue my career in professional golf.

Most of my income comes from LLC / LP not W-2 so can swing a good deal from year to year, which is currently making it hard if not impossible to check all the Fannie / Freddie boxes for my usual goto  bank for longterm debt . 

But that's sure what it looks like.  10 bucks is a Porsche lugnut so I think you can swing it.

There was a very nice golf course around San Jose where a lot of pilots were retiring and building homes.

Not sure why you come out swinging like that, but to each their own, I suppose. 

Even in South Salem there's a trailer park surrounded by bad apartments 2 blocks from a really nice golf course with hoa's and constant development. 

He seems to have mood swings and I had to stop him from making small repairs a bigger deal that they are.

Down the road you might and that could swing the property from positive to negative cash flow.Adding up all of your expenses + vacancy, I have total expenses at $790/mo.

So depending on the swings in values in an area based on time of year, you will get differences in that way.As far as refinancing after the rehab is done, yes, as soon as that last bit of work is done, you can immediately refinance.

Around 2011 (maybe 2012ish) there was an upswing in home values because of military restructuring that is now in full effect (i bought my short sale after this up swing).