What I find is that the banks just want too much money for houses that need too much rehab.Is there some way other investors are getting access to properties that aren't on the MLS, or these common sites I mentioned? 

If you want to do it on your own you will need to use those sorts of sites.

The number of missed payment is the biggest hit to your credit, but an actual foreclosure or short sale is another hit.As to financing again later, at least fannie mae treats a BK followed by a foreclosure as "One event" being the date of the BK discharge. 

BiggerPockets is a great site to get started learning about real estate investing.

It seems like a decent prospect for appreciation and cashflow since it's situated between JHU and Penn Station and is the site of a fairly substantial development project (Telesis), but I understand the strength of the deal will be determined by what price and condition I acquire the property at. 

You owe thru the closing date.

just making sure I have the date right?

This plant holds the oldest titles in Travis County, dating all the way back to when Texas was the Republic of Texas.

In our discussion he is ready to sell that house and then he tells me he has 25 properties (I had already seen that on the Tax Assessors site) and he said he would like to sell all of the properties.

@Steve Boianelli ask for the money order number and call to confirm , they should have the receipt for it being made no matter where it's from that way you can check amount and date.