My brother is a contractor and recently renovated my parent's basement (Yes, I get to live here RENT FREE ;). 

We are a family of 4, my 60year old dad, 49 year old mom, 12 year old brother and 20 year old me. 

My brother and I are looking to help our parents pay off their mortgage so that they can retire without worrying about mortgage payments.

The family who is here to help her (her brother and her SIL) is desperate and needing to close very fast so that they can get back to their home state and resume their lives. 

@Brett PohlmanWelcome brother!

Buy out sister with a 2nd/HELOC as you structure things within the estate properly and deed out to brother as sole owner. 

@Randall AlanThanks for the advice it really does help a lot.I dont actuall have any family that would be willing to invest save my brother who is as poor as i am.That's why we are exploring other options for raising capital.We were going to go through his VA loan but there is so much red tape its looking less and less viable, so we are trying to work out a plan B.

@Kez Strong Hey brother I currently live in Sunrise, originally from Doral. 

A little background information im currently in the navy but getting out in December and moving back to Rock Hill SC in July, i have a small savings and im starting school again come January. once december hits i will lose my Military pay and rely on GI bill BAH and what ever i make off a part time while i am in school. ive thought of purchasing my first home when i hit SC and using my military income to get approved for a loan and house hack, ive also thought about moving in with my brother and saving the 5-6K a month the military pays me for the last 6 months of my service, which would boost my savings quite a bit, but without the steady income from the military after, i see getting a loan quite difficult. thoughts?

Better ROI with less risk, right here brother, seriously.