The reason why remote service is more common is because accountants have a knack for utilizing technology to automate processes and eliminate unnecessary steps in the tax prep process.

You need a guestbook, check-in procedure, automated emails, etc.

Automated to the brim.

And, you should be able to identify and distinguish all sorts of instruments that are used - mortgages, assignment of mortgage, subordination agreement, mortage modification, lien release, etc.

If they do bankruptcy - these bonds will be flushed and the agencies will not have to repay the principal or any interest due on these instruments.

To mitigate a loss of the funds I've proposed a trust deed against the property as the instrument to secure the loan.

Bill Gulley might want to comment, Dodd Frank is about owner occupant seller financing, lease options if rent credits are used could be construed as a financing instrument, if subtracted from the option price.

Those instruments direct default toward the state non-judicial process if that state allows it.

I'm finding that new originators are from the automated mortgage underwriting system era and have no clue what underwriting entails without data to input.

I hope this helps:How to Automate Deal Flow