My situation may be a little easier because my employers have always been US companies and I can provide verification for everything.

I am married and we have a son age 4 and a daughter age 2.

I feel like in the internet age I could do as good a job marketing the rental as any PM company, so it comes down to just how many midnight phone calls and other hassles we will have to deal with if we do the PM ourselves.

If the loan is originated under prudent lending practices, verifications are processed, income guidelines followed and compliance met, a borrower won't be able to cry foul so easily.

I am trying to get smarter in my old age and want to know if I am paying too much for these....even though they appraise at $165,000.  

Here is a screen shot of my facebook power editor If you look closely you will see that this ad EXCLUDES realtors, it will show up to men ages 18-25 in 4 zip codes.

I just incorporated my real estate work with the kids (teenagers @ an avg. age of 16) I helped raised.

Top 1% Networth also depends by age. $6.8M in your 40s, $8.4M in your 50s, and $10M+ in your 60s.

We are buy and hold and got started when I finished my masters degree at age 23 :)You are right on track.

It sounds like you have a fantastic start and have accomplished much more than people even twice your age have done so far.