This is a little different than most people who use the BRRRR approach who start off with an FHA loan which allows for a smaller down payment.

How about the two of them form an LLC, and then.....That LLC leases the property from you, with the premium over the mortgage payment being your compensation for keeping the mortgage in your name.

I have never seen where Zillow shows a down payment.

Expense-wise my mortgage payment runs $55K/yr and PITI runs about $15K/yr for an obligation of $70K.Which of these scenarios is correct as it pertains to the DTIR on this property?

.$38,000 balloon payment due very soon.He can't get the financing and is considering walking away.

I've thought about having her pay cash for them and I pay her like a conventional mortgage or making the down payment and having me just pay off her down payment with interest. 

Starting with a commercial property (5+ units) will be pretty tough.Factor in you'll need 35% down payment in addition to a ton of other closing costs.

There is an absolute wealth of information and it's exciting to be able to learn from so many people.But as for myself, my wife and I are just getting started in Real Estate by having a deal with a family member where the down payment and closing costs are covered for us, and we'll be house hacking to help cover the costs.

The bank accepted $2,500 as payment in full.

@Paul Bryzek Before you start looking, you 1st need to be sure that you have the funds to meet the 3.5% down payment.