Now, clearer lines are expected to be drawn.In the case of third party defaulted debt purchasers, the consumer protections hereunto provided by the FDCPA now are no longer enforceable as the Supreme Court has ruled that those provisions within the FDCPA no longer apply to such collectors.A large number of new collection lawsuits are expected to be filed by such collectors since they can now pursue collection ruthlessly and viciously with near-total impunity.Let me say again that I am NOT a financial or legal professional and none of what you have just read should be construed as either financial or legal advice.

Consider your debt to income ratio, including front and back endFront end is your new estimated total mortgage payment (PITI - Principal, interest, taxes and insurance) divided by your monthly income. aim for under 29 %Back end compares all you total monthly debt payments (credit cards, atudent loans, car loans, mortgage, real estate taxes, insurance, and any other consumer loans) to your adjusted gross monthly income.

I now know what they will buy and what is working in that market for those guys.It is a little time consuming, maybe a couple of hours, however, after that.  

I am neither.That said, remember: in order to pay you regularly (like most consumers expect) the S-Corp needs either strong credit or a steady income of its own.

I am an unrepresented buyer in the state of Delaware. I'm not sure if I should designate the sellers agent as:

- the sellers agent and not my agent

Or

- designated buyers agent and dual agent

I have a passion for real estate and I've been consuming all the great blog post and podcast that I can for the last year.  

The HML folks that are consumer facing with websites and all that are out there.

I love that you are a fan of zero (consumer) debt.  

This is based in part on what my go-to commercial LO tells me, and in part on what consumers in commercial loans gripe to me about.Commercial lending is often based on the cashflow of the asset, and not so much your personal income situation (meaning if you make enough personally, a residential lender will let you do cashflow negative things that a commercial lender might say 'no' to).

Later this year, I'll be changing career once again and my W2 will be ~350k$, so I definitely plan with sticking to this, I like technology and I like to spend all my day working in time consuming jobs until I will be financial independent and able to scale down, hence I was looking for a more passive opportunity that would allow me to diversify from the risks of the stock market.