Might consider rolling into a conventional to free up your VA.

So I'll base my opinion off your numbers.120k ARV using new LTV 65% for a standard as I have heard some lenders moving to 65%, so it is $78k for refinance.Loan on $78k @ 3.5% APR is ~$650 PITI for 30 years conventional, also used rather high insurance numbers here for a conservative estimate.You paid $19k cash with ~$35k rehab for ~$54k in total costs.Refinance of 78k - 54k cost = 24k cash out at refinance. 

I have conventional loans on my properties so that I can have leverage.

A conventional loan or portfolio loan?

I'd recommend going with a commercial loan on this (a little higher rate than conventional - probably around 5-6% right now).

(*Thoughts: Private money seems to be dependent on knowing someone (which I don’t), Hard money seems more feasible, VA loan would require the home to be livable (which in turn may reduce much of the potential value add), conventional loan would require less stipulation than the VA loan, and personal credit cards (Not a bad option with 0% balance transfers and commitment to pay down.Complete the rehab in less than 6 months (I will work on the project when possible, but sticking to the shortest possible timeline is paramount).Rent out the units.Refinance it either with VA 100% LTV (Not sure if the lenders do a full 100% but that’s what Navy Fed is repping on the site) or Conventional 70-80% LTV.

Hi,About to submit an offer on a property with a conventional loan. 

@Calvin T.The OP was asking about a self-directed Solo 401(k), with an intention to be able to use the plan to invest in real estate.A Fidelity Solo 401(k) is going to be limited to investing in conventional assets such as stocks and funds. 

BTW, I don't need to keep the property as a rental but would like to.Typically, I buy & hold in my name and refi using a conventional mortgage but this property has a pool so I bought it under my LLC.  

I am new and will be purchasing a STR in the near future by conventional means.