Banks would rather put someone in an ARM product than a fixed rate loan.  

I personally am in a similar boat, as I have not invested as of yet, but I can recommend ways to learn via books and videos.

We would like to have a similar type of product; a low down payment loan with a construction component. 

If you still feel like you want to do real estate investing after let's say 3-6 months of studying it (podcasts, books, youtube videos and webinars) then I would recommend going into real estate then.

Doing so right before a 1031 has always opened the door to a claim that you took title primarily for resale and not to hold for productive use. 

Hi Everyone,I've been lurking here for several months, reading posts, watching videos, and trying to learn as much as I can about REI.  

On top of picking your brains, if anyone could point me in the direction of addition articles, blog posts, and videos - I'd greatly appreciate it.Thanks!

I've watched some Youtube videos and read some articles on seller financing and sub-to, but I'm sure there's a lot of nuance to these strategies. 

So I decided to go online to find out what rich people do with small sums, like $10K.A Kris Kohn video appeared and he mentioned that you could buy a small business and possibly put only $10K down.I’ve found a few websites that caught my eye and there was a Pizza Place that appeared in my area.Now, I have significant knowledge working in an industrial kitchen because that was my primary job in the military, so I know what everything should look like, but I don’t have a lot of knowledge about a civilian Pizza shop directly.  

If you are working with a conventional lender, refinancing/ HELOC follows the same general process as a new loan (underwriting)...there are some exceptions to this, but it depends on the lender/loan product, and situation...