I have never done a double close, and currently don't plan to. I

Subject to is still a valid option.

But is there a number that makes sense for Owner occupied FHA mini-multiplex deals that regular investors would just say no to ???I

Note that the process above is per Oregon landlord/tenant law.My advice to every landlord I talk to is this: Learn your state's landlord/tenant laws, make sure your lease complies with the law, follow what the lease and law say, be fair but firm when it comes to performance of the terms of your lease.

A friend sold her 2.5M Cupertino deluxe SFH rental and got a aging 4 plex in central SJ next to I-280 freeway.

Imagine being a flipper and not being able to sell for your price, you obviously then probably try to rent and maybe you cash-flow initially but, then HELOC rates climb and you can no longer afford it now not only is your newly bought investment at stake but your old investment to which your HELOC is tied to is at stake too!

I am a FN looking to buy in Florida.Likely can do either a full or low doc (dont really care - whatever easier)With the lenders I've emailed, most say I cant get a loan in the US due to I dont lodge a Tax ReturnIs that presently the case?

Consider getting the book by Wendy Patton, Making Money Using Lease Purchase and Subject To. I

The broker I was talking to is somewhat of a friend, more an acquaintance, but I wasn't interested in using anyone else, so I didn't pay too much attn to what this guy was saying, but I was polite & engaged in conversation.

Do you want homes with equity, thin equity where subject-to is more likely, or something else?