Thanks everyone Your loan officer just messed up and didn't realize that a duplex requires 15% minimum as an Owner-Occupied home for conventional loans

@Lesley Resnick There is a attorney named Daniel Copeland that has an office off of old kings road that can set this up for you very economically and tell you all the details.

He also said that he would be able to pay everything back before the eviction goes through so that might be another reason why he's not as worried about it.I talked to a law office today and I think I'm going to start heading down that route.

Using a promissory note (which spells out the terms) and a deed of trust which should be recorded with the county recorder's office (which is your debt instrument which liens the title of the property for the amount owed) is the best way to construct this deal you have with your family member.

You have to commit to at least 10k pieces, and every drop happens on the last Tuesday of the month.EDDM through the post office will cost you around $0.30 per household, but you could hit fewer households.If you want to have the head-of-household's name on each postcard, it gets more tricky, and you might be best served going through smaller specialty mailing companies.

LOW RISK INVESTING WITH FLORIDA TAX CERTIFICATES by Jodi Hockinson who worked in a Florida Tax Deed office most of her career.

@Serge VeletFlippers are responsible for paying Federal Taxes, Self-Employment Taxes, and State taxes.An accountant's goal is to make your net income as low as possible which results in the least amount of taxes.Some expenses available to flippers areHome office, Tools, Mileage, Health Insurance costs, Retirement ContributionsBest of luck

They laughed their a**es off at the inspectors office when I mentioned the address.Love the specifics of the area you mention, the stories you tell and I can imagine the stories you haven't :) .I think you'll agree though, with a "recent" conversion unless there is documentation of being a legal (somehow) two family, workarounds are just that, and will leave him vulnerable to all kinds of selective enforcement.

What is the complete list of documents that I have to bring in Cook County record office?

The commercial property would be for me relocating an office, and it would be like a house hack, where the income from the rented house would pay for most of the mortgage on both properties.