@Joe ZingerAsk your local hvac specialists.

@Nicholas Cantwell Right now you should be looking for a suitable project to invest in take a portion of the 70k and use it as your skin in the game with the hard money person you select there are a lot so call around and find the one with the least amount to put up and lowest rate.

I want a specialist that's an expert, and not a jack of all trades and master of none.

Your agent, while probably knowledgeable,  isn't a contract specialist.  

My philosophy is at least with the deposit they have some skin in the game and more motivation to leave the apartment in decent condition or not break the lease early. 

I would love to find a Canadian Real Estate tax specialist to explain the ideal structure for Canadian Investors. 

It allows me to go to Thailand and eat crispy chicken skin as often as my heart desires.If you are having a hard time wholesaling, I can help you fix it right here, right now... but you have to let go of everything all these gurus (or these replies here for that matter).

If you go to a mortgage specialist at the bank they won't be able to help you because they only do mortgages directly for the bank they work at.

Hey Sebastian and Kevin.I'm a mortgage specialist located 45 mins outside of Toronto, in Barrie.  

I think your skin might be a bit thin today?