Originally posted by @Christopher Lombardi:Does anyone know anything about self insuring your properties and doing it in a way banks are comfortable with?

Based on your post, you have internal struggles that no one on this forum can help with.HOWEVER, based on your post, consider spending a little money to break up the house into either a 4/2 + 1/1 OR  BETTER YET, a 3/2 + 2/1.

Hi, this is my first time posting.

In the latter you are paying for your own money.My post here:  https://www.biggerpockets.com/forums/48/topics/1169308-equity-rich-need-advice?

You posted 2 days ago and unfortunately I did not save your info.  

The biggest buy criteria is a post 1976 manufacturing date.

I will post on affordable housing to see if I get any good one.

Originally posted by @Axel Ragnarsson:Hi everyone,I'm looking to get into hard money lending in multiple capacities (lending my own funds and lending other individual's/investor's money).

You need to have a minimum of 360 sq.ft. per unit so your lot needs to be at least 1080 sq.ft.This post is from 6 years ago but this is the process another investor went through to get a variance for his property. 

I'll keep you posted