Becoming a hard money lender - lending my own money and investors

[Axel Ragnarsson]

Hi everyone,

I'm looking to get into hard money lending in multiple capacities (lending my own funds and lending other individual's/investor's money). I work with a couple of high net worth individuals who want to get into hard money lending but don't want to vet the deals, find investors to work with, etc. I would be lending their money and paying myself a loan origination fee and perhaps a spread on the interest the real estate investor is paying and what the lender is receiving on the back end. 

A couple questions.. what are the regulations associated with doing this? Are there SEC regulations I need to adhere to when lending my own money? I'm sure there are when lending investors money/brokering loans, can someone point me to where I can find what licenses I need and what the regulations are? For reference, I am in New Hampshire.

Thank you in advance.