I also have  a local lender to Pensacola that I will work with next as they have similar products, and I think they will be more efficient (Kiavi is a national lender).

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Rates and terms vary as Im not an expert since this is a direct to consumer lending product (Im a broker). 

I am doing this for just a few years, and my products are not cheap, yet we already have over 800 students....

Does anyone have any leads on financing products that would provide exceptions and not need 25% - 30% down?? 

Make sure you understand how the product is being assembled in the factory vs at the site. 

Almost no actual investors were there, just people who wanted to be investors or wanted to sell products to investors.Mastermind - I loved it.

We are very aware of HELOCs, HELs, Cash Out refi’s & these new “Selling off your equity” products but I’m wondering if there are any better, other or private lender options for accessing equity in your primary residence? 

There are some pretty nice discounts on many products and services offered as Perks to BP members that you might want to check out: https://www.biggerpockets.com/perks/proI really like the alerts feature that can quickly guide you to current topics that might interest you: http://www.biggerpockets.com/alerts

Or will portfolio lenders also offer this type of loan product?