(It's precisely those frictional costs that make this so important. e.g. 6% agency fees on selling alone can take a big bite out of profits—or worse, keep you from breaking even.) 

All - the site is your absolute storefront and vehicle that will make you arrive at the doorsteps of distressed buyers.

By charity, you can mean any several avenues of tax exempt vehicles and some are incredibly time consuming and heavily regulated that they only make sense if you have an incredibly large endowment to give to the charity. 

I use Geico for my car insurance and get a discount for bundling all my properties and vehicles with them, although Geico doesn't directly sell homeowners insurance it's actually Travelers insurance but through Geico. 

Keep vehicles off the roads during snow emergencies and see city website for zone plowing schedule.3.

@Tom S.Yes this is precisely what I was trying to get at!

You wouldnt look at the price of a Honda Pilot or CR-V to make your decision because those are entirely different vehicles right?

Business Auto (if they do not own the vehicle it should show hired & non-owned auto coverage)I would suggest drafting a contract with an attorney  for use on your projects.  

Careful analysis of Association expenditures to identify those which are related to the MLS is therefore useful to determining the appropriate non-member MLS fee amount, although it is not necessary to compute those amounts with painstaking precision.5.

Make sure you calculate your rental numbers precisely.