To be fair, judging by the “ask about the guru” posts on here, many people might not realize this.

If I want to make 5k as my fee: 110k Purchase - minus - 5k wholesale fee = 105k offer to seller.Does this make sense? 

Not very many people are as diligent on the hunt or as resourceful as I am.

There are quite a few people doing Sub-To and owner financing opportunities. 

NY is a competitive high-priced market so it makes sense that you're open to areas with lower barriers of entry.

Long story short, after two more calls and discussion with a resolution specialist we were told that our issue is the result of refunding a portion of the booking to people before getting a payout.

Welcome to BP Noah,These forums are a great place to learn and meet people, whether you're just starting out or you're a seasoned investor.

Welcome to BP Steven,These forums are a great place to learn and meet people, whether you're just starting out or you're a seasoned investor.

So, I'd either find a local investment outside of real estate in Perth that makes sense, or team up with someone overseas, perhaps the USA where investing in the right states is very worthwile. 

I’m unsure if changing out the filter is required even if next people don’t want to spend money on replacing the filters.