It is under 10 bucks a month and has many audio and digital books.

Costs a few hundred bucks and transfers any mold liability to the guy that guaranteed it was dry! 

All of my research on the schools indicates that Ankeny has a solid mix of schools that are both well rated, and mature enough to where my kids will be in good hands. 

Write it down, get it notarized for 5 bucks at a UPS store.

@Jeremy Sharp first time I looked at doing this I paid the agent I use a few hundred bucks to help me put the offer together and send it over.

Don’t spend 300 +grand on a house that puts 100-150 bucks in your pocket each month and then get on here patting your self on the back that you know it will appreciate and someday be worth over 400 grand because you live in Dallas / Phoenix/los Angeles etc.,.

In order to get the best bang for the buck for rental income, what would you do?

The loan due date (maturity) hasn't been missed, and the mortgage payments are all in good standing. 

This is a duplex with the asking being 178,000, annual taxes are 1494, insurance should be about 100 bucks a month, PMI should be about another 108 dollars a month.

Where is the biggest bang for the buck for someone like me?