ok, so I have paid a lot of money for guru training over the past 3 years.

Of course, if I put up a property to secure the loan, lenders will jump all over it.

More standard income variations are: asset depletion (using reserve distributions as the proposed income) or average personal or business bank statement deposits over a 12-24-36 month period. 

I believe he filed for bankruptcy in 1986.He was over-leveraged, but the bigger reason is that the bank called his loans due in 90 days.

Will there be money left over?

Even a distressed dump of a house located in a warzones in the worst inner-cities don't lose value over 5+ year horizons.

Capital gains is the increase over your basis (in essence, what you paid for the investment [basis] and how much you profited upon sale).The money you pay toward you bills, has usually already been taxed somewhere along the line.ALWAYS check with you tax pro.

Having control over the investment, being able to sell anytime I want.

I left the industry to pursue a career in wholesale electrical sales and am now a project manager at Summit Electric Supply.

It also still ultimately doesn't change the fact that the list price is only higher because the commission is included in it and the buyer is realistically paying for it (over 30 years) anyhow although it reflects on the sellers side of the CD.