HelloI recently have a rental property with tenants for over 8years.

To tap into discussions re other CRMs, search here on "CRM",  "Freedomsoft", "deal machine",  "property list manager", "investor fuse" , I would do these same searches on youtube!!!!!   

I figure for the first year, this property would gross at least $50k-60k annually.

I have an ADU on my property and we have been performing well. 

Having two open loans for the property is not ideal as that's double closing costs but maybe that is a fairly normal strategy?

I reached agreement with a seller to buy their 12 unit building at a very good price, but the property is located in an area where I'm required to have windstorm insurance because it's location close to the Gulf.

I'm a new real estate agent, and a part time grandma, looking to create passive income so I don't have to work 9-5 the rest of my life. 

The final bid price varied depending on the property.

I bought a property for my family and I with the Veterans Affairs Loan in 2017 and that was scary.

Hello Jovan, I would think appreciation is based on scarcity of the property, if you buy a home in a cookie cutter neighborhood, you probably aren't going to see a lot of appreciation.