For example:Monthly rent = $600Monthly utility fee of $97 collected with rent each month.This keeps your monthly rent at a lower rate while still disclosing to the tenant that the utility fee amount will be collected.In general in the future as you look to grow your investments that aren't house-hacks I'd encourage you to not pay utilities on behalf of the tenants unless the market demands it. 

That should be enough to cover your downside risk as well as encourage the tenant to start complying with the HOA rules & regs.

We've always encouraged investors to approach the vacation rental business in a well capitalized manner, and this incident will only strengthen that position.

They do not provide meaningful oversight or guidance with respect to tax code compliance.A checkbook IRA LLC is an enhancement on the above structure that is generally more time and cost efficient for investors with a more diverse portfolio.

Most of the jurisdictions encourage such ADU unit development these days.

@Quinn Konitshek Thank you for the encouragement, will keep at it and see what happens! 

They do not provide meaningful oversight or guidance with respect to tax code compliance.A checkbook IRA LLC is an enhancement on the above structure that is generally more time and cost efficient for investors with a more diverse portfolio.

If you sell, there are tax consequences with it that I would encourage you to talk to a CPA about.  

I would HIGHLY encourage you to not go it alone.  

I found the BP podcast with Erin Helle to be pretty informative and encouraging with respect to Clarksville.https://www.biggerpockets.com/blog/biggerpockets-podcast-372-erin-helle