However I've been keeping my eyes open for any flip/wholesale opportunities to help me build up some money first. 

It seems like beauty is in the eye of the beholder in the case of a refundable deposit and when it goes hard......I was in the mindset of 1% of purchase price is usually sufficient.

I am going to keep an eye out for others as I continue forward.

Keep an eye for the next one, it would be a great opportunity to network.Cheers, and have a great long weekend!

It does open the eyes to many sellers of  properties to Consider the world of Creative Financing that they may have been opposed to in the past .

I have my eye on a particular property that did not sell at auction and really have no idea what a reasonable listing and accepted offer price will be once it's on the MLS.The fair market value is about $180k, it got no bids at auction at $140k.

Times: "If you rent to a family member or friend for less than fair market value, your property loses its rental status in the eyes of the IRS and becomes, instead, a second home.

So Cozy clearly keeps an eye on this thread and I expect they would be responsible for the votes, but that seems fair. 

This helps reinforce in the eyes of the law they are separate entities should you be challenged.

Keep an eye out for foreclosures and short sales.