The length of title seasoning will determine what the lender will base their leverage on.Best of luck!

Notice to quit- it's the first step of a forceable eviction based on the tenant violating the lease in some way. 

Base info: Purchase price: 730k newly constructed town houseOption 1. 30 year fixed, no PMI, Interest 6.875%, total closing cost 92k with 10% down, monthly payment $5000Option 2. 30 year FHA, Interest 5.5%, total closing cost 89k with 10% down, monthly payment $4700Option 3. 40/15 year balloon, no PMI, interest 6.625%, total closing cost 47k with 5% (max) down, monthly payment $4700Option 4. 30 year fixed, Interest 6.5%, total closing cost 85k with 10% down, monthly payment $5000My strategy is to reside in this property with roommates for 1-2 years and then renting out the entire property once I purchase another one.

Assuming good credit you can likely do better but HELOC's are priced on the consumer side of the house so they can move up or down based on the need for the deposits that come with them.

Estimates for each of these costs will vary based on a variety of market-specific and property-specific factors. 

They had set pricing for the weekdays and weekends, and based on the tax returns they sent me it appeared they were not reporting all their income.

Make sure you understand how they are compensated (even within the fee-only realm, there are different compensation structures such as hourly, project-based, etc.) 

Since you won't have to wait on draws, inspections, etc..For a DSCR Loan, Is the ARV they will lend on calculated similarly to a Conventional Loan?

HI BP,I have a client interested in listing a Vineyard in the Willamette Valley and another with an LA based distillery considering listing their properties and assets/businesses for sale.

If electric, reach out to your provider to see if you can lock in a flat rate with them based off last years average.