For your next purchase, would you factor your financials based on your initial 25k investment, or the full 50k you now have in pocket?

Whether it is litigation or surveillance I would do whatever it takes to protect yourself and your investment 

Nobody forced me to do it, I made the choice to invest in my life to EARN the life I wanted. 

We are looking to start a rental investment business and we're currently doing all of the reading and learning that we can get our hands on. 

You may have to invest more time up front to cultivate the right relationships but these are the relationships that will help you grow and borrow funds that outpace your balance sheet.

This is the power of the BP investing community!

Yes - generally prepayment penalties are common on DSCR Loans, but can vary and some DSCR Lenders will have DSCR options with no prepayment penalties (there are also a few states that preclude any prepayment penalties at all, even on investment properties - this includes Alaska, New Mexico, Kansas and some others).There are two parts to a prepayment penalty - 1) How Long and 2) How Much1) Generally it will be no more than 5 years for the length (i.e. if you prepay in the first five years of a thirty-year loan you are subject to a fee), but 4 or 3 or 2 or 1 year options are somewhat common. 

I’m particularly interested in assets where strategic renovations and management improvements can significantly enhance cash flow and overall investment returns.After doing a lot of research I believe deals will be starting to come in towards end of year and early next year.

Best of luck with your investing journey!

Hi, congratulations on your real estate investment.