Prepayment penalties- usually 1-5 year terms.

Overlooked Benefits of a cost segregation studyA cost segregation study allows for property owners to more easily write-off assets that get damaged/destroyed as the value of these assets is determined as part of the study.

The house hacking benefit.

Good morning fellow BiggerPockets,I just received a final term sheet from Acqua Funding with a line item called Capital Markets Fee of $2250.

@J DubsIf you are not currently a remote employee, lenders are going to be looking for an offer letter in Florida, that details your start date, employment terms, etc.

Long term owner occupied?

Trusts do have benefits, but the costs for you at this juncture may outweigh those benefits.Often times, what people truly want is to just be protected in the event the unforseen happens with the property, and thus, a solid, robust insurance policy is often the most cost effective route at this point.

Does anyone have a good cleaner for STR property in St Augustine Beach area that they would be willing to share. I’m also looking for an on call handyman.

If you do this you'll have a huge pile of money that will allow you to pursue whatever strategy you want very quickly.If I had to do it all over again, I would buy a personal residence as soon as I could, probably house hack, then buy a new personal residence as soon as I had the money for another down payment then turning the old house into a long term rental.If you're just starting I'd also recommend listening to the Bigger Pockets and Real Estate Rookie Podcasts.

It will familiarize you with the basic terminology and benefits.