USAA insures my home do they have excellent coverage with rental properties?   

, a lot of investors like to purchase there but have found other better sources for the different products we purchase, one of the products where we can get better prices is precisely appliances.If your prices are better, then please call my contractor Mac Salcido at Urban Construction (909) 732 7434.Anyways, I always recommend these 3 things to people beginning in Real Estate Investing:1) Do a lot of research here2) Do not spend a lot of money with coaches, it would be much better to put that money to work and learn from experience, I'm not against coaches or education, but you need to be careful as there are some that are really bad3) There are many real estate clubs out there, visit them, select your favorites and meet other investors working your area.

As in, how do I know that the seller is not simply making it up on Excel and printing it?

Finally, use all these numbers, including purchase price, repairs, rental income, expenses, and sales price or cash out refi after X number of years (you can play with these parameters) and calculate IRR on the series (can use the excel function to do this) ... this is your total return, over the life of the investment, including ALL sources of profit.

We have excellent property management in place and offer a solid product.  

., for the excellent resources.

Furthermore, investors get excellent tax treatment that aren't possible in mutual funds, etc.  

It is doing nothing right now and for some reason I feel like its not productive to just have it in my pocket.

This is an excellent question.

No matter your approach, BP has a lot of useful information, tools and what not for you to excel!