I bet you will be buying a house in no time once you start working with a lender that is able to offer a variety of loan products and outline the steps you need to take.

House ParticularsPurchase: $142,000Insurance: $2,034 /yrPrevious Property Tax: $1034/yrHOA: $55/moRent: $1400Down: 20%Funding: personal funds + 20k loan from in-laws helocYear: 1985Floors: 2Br: 3Ba: 2.5Kitchen: Granite countertopsCovered Carport, no garageWood burning fireplaceFoundation: SlabRoof - New in 2015Public Schools: Excellent 9/10 I'm estimating a 5% vacancy (although hope to be lower since the current tenants seem extremely stable), and 8% repairs. 

These meeting are excellent,  and the subgroups are very engaging and informative.  

Furthermore, there are plenty of excel sheets made by members available for download.

Trident Title is quite excellent.

I am not planning to bring any money for a down payment, but I will get the loan as I have excellent credit, as well, and I will also be the asset manager after we close. 

You might consider the buyers I spoke about as the power source for the wholesaler's activities.Gurus sell a product about real  estate, they aren't buying or selling real  estate, they devise systems that pull the fuses out of the circuitry and replace them with a penny.

This is an excelent place to learn and meet people in our area.

Whether your solution is going through the secondary market or a commercial loan... they typically offer both of these products in house at competitive rates.

Local labor - Baylor, mcc, and tstc are all graduating excellent students who are showing more interest in staying.