About me:  I've always rejected working for someone else all day everyday, most of my life I have flat out refused to do it.

Hi, I am looking at purchasing a multi-family 3-flat in Chicago.

We don't charge extra for different days, we have a flat rate all year long.I just don't spend time worrying about it. 

Maybe some energetic person with no cash can find the deals for a cut of the profit or a flat fee upfront?

If it is a flat rate every month I would pay it.  

Last Thursday I closed on my first property, it will be an owner occupied two flat in Chicago.I am a little early on this as the anticipated end of rehab will be around May / June but I wanted to get a jump on this and ask if anyone knows of lenders who will do an 80% LTV loan on a primary residence two flat.

Like the title says, roof is flat TPO style with no crawl/attic.

The slab flatness is great but I’ve got a major banana bow (1”) in the joisted section along with about an inch to makeup where it transitions.

Most tenants don't have excess cash. 

Your payment and expenses are:Mortgage: $1,480PMI: $0Taxes: $330Insurance: $120Vacancy, Repairs, Capex, Management: $1,100 (flat $500 + $300 per unit)Total: $3,030Income:Rent: $3,800 ($1,900 per unit)Total Income: $3,800Monthly Cash Flow:$770Annualized Cash-on-Cash return:11%Leftover cash:$0Scenario 2:You put 3.5% down on a triplex that costs $550k.