Tenants tend to treat carpet fairly well in the bedrooms in my experience - less foot traffic. 

Generate profit and gain experience. 

Does anyone have experience in co-hosting in Charlotte?

Does anyone have experience with either banks?

Opportunities to invest with others, preferably with partners who have skin in the game and are investing in the same properties I am eager to learn from the experiences of others and contribute to this vibrant community. 

You literally said above that you're comfortable "paying something" for his experience and to have him "manage the entire process".

if so, could you suggest the most efficient way to acquire my first home?

I believe she has some good experience in this space.

Many will say it is, but what we're not seeing is the collateral, credit, character, or experience of the borrower.

Straw buyers are  doing things to acquire the asset at the same time they acquire the mortgage..